Start Page: 15
End Page:49
Volume:7
Issue Number: 01
Year: 1999
Publication: Journal of Real Estate Literature

   
Abstract:  This article surveys the diverse research that examines racial disparities in mortgage lending markets in the context of the fair housing legislation of recent decades. A review of the theoretical models, data and empirical methods reveals deficiencies in all three areas. A new research agenda focusing on development of more complete models of mortgage lending together with panel data tracking mortgage loan performance over time is needed.